A 3% fee when you use your credit card to send money to someone.However, Venmo charges for some premium features and other services. Making a standard transfer to your linked bank account.Accepting money that goes into your Venmo account or withdrawing money from the account.Sending money from a linked bank account, a linked debit card or your Venmo account.Furthermore, it doesn’t charge for basic services such as: Venmo doesn’t hit customers with monthly or annual fees. bank account, credit card or debit card to initiate payments exceeding your Venmo balance. If you have access to a Venmo account with a balance, you must add a U.S. bank account, credit card or debit card to initiate payments. If you don’t have access to a balance in a Venmo account, you must add a U.S. bank account or a debit card that can be used for instant transfers of money. If you want to transfer money from your Venmo account to your bank account, you need to have a U.S. Be at least 18 years old (in most cases).cell phone that can send and receive text messages using short codes in the U.S., short codes are five- or six-digit numbers for texting Venmo has three main requirements for using the app. Venmo’s app works on iOS and Android devices. Receive price alerts about four types of cryptocurrency (Bitcoin, Ethereum, Litecoin and Bitcoin Cash) that you can buy, sell or hold through Venmo.Sign up for direct deposit for your paycheck to go straight to your Venmo account, up to two days earlier than your usual payday.Cash certain checks after you’ve verified your identity by applying for a Venmo debit card or setting up direct deposit.Use an in-store QR code to make a purchase with Venmo.Pay for purchases through apps and mobile websites from authorized Venmo partners.Make purchases with Venmo’s Mastercard debit card anywhere in the U.S.Venmo’s functionality goes beyond that, though. For instance, you can use Venmo to split a dinner tab with a coworker, pay for your portion of a taxi ride you shared with your aunt or send your half of the monthly rent to your roommate. At its heart, Venmo is a cash-free way of sending and receiving money.

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